BRP Insurance Agency, Inc. is dedicated to help individuals and businesses protect themselves against various risks.No matter what type of insurance you need, BRP Insurance Agency, Inc. is a trusted partner you can turn to for great insurance rates and excellent service. We make sure you get the policy that fits your situation, your budget and your needs.
Personal Lines of Insurance:
Commercial Lines of Insurance:
Home and Condominium Owners (including Landlords liability)
Homeowner and Condominium Insurance is security for your home and family. It provides liability and personal property protection. Condominium insurance also covers fixtures and appliances that may not be covered by your Condo Association Insurance which covers common areas.
If you rent an apartment, house, or condo, you need insurance. Your landlord is not responsible for your belongings. Renters insurance covers your belongings from theft and damage. It also provides liability coverage if someone is injured while in your apartment.
Dwelling Insurance covers physical structure of your home
Auto insurance protects you against financial loss if you have an accident. It covers repair or replacement of your car if it is damaged in an accident. It is also important that you have good liability protection in the event of a lawsuit resulting from an accident
Personal Umbrella Liability
Personal umbrella policies are typically made excess of a person’s homeowner’s and automobile insurance
Homeowners insurance does not provide coverage against the flood. Get protection from flooding caused by rain, melting snow from winter thaws, storm surges, mudflows, and more
Valuable Articles and Collectables
Many of us have purchased or have inherited possessions that are valuable or important to us. Renters and homeowners insurance policies only cover a small portion of the cost of the personal possessions or they may not cover them at all. It includes: jewelry, furs, antiques, silver, fine furniture, instruments, fine art, other unique & rare collectibles and personal effects. In the event of a fire, theft, or other incidents you need to protect valuables.
You need Boat or RV Insurance to protect you when you’re on the road, off the road or at the marina. It provides loss or damage to your boat or RV and liability coverage for injury or damage you may cause during the accident
Commercial General Liability (CGL)
CGL is standard insurance policy issued to business organizations to protect them against liability claims for bodily injury, and property damage arising out of premises, operations, products, and completed operations; and advertising and personal injury liability
Landlord’s Liability Insurance provides all the coverage you need to protect the property you rent to other people from damage and to protect you from personal legal liability
Commercial property insurance protects commercial property from such perils as fire, theft and natural disaster
Business Owner Policies (BOP)
BOPs are insurance policies that combine protection from all major property and liability risks in one package. Business Owners Policies are usually for small and medium-sized businesses. BOP includes: property, business interruption, crime insurances, vehicle coverage, liability insurance and flood insurance
Condo Association Master Policy
Your condominium association will insure the building and its common areas. There are two approaches: 1) “bare walls” which means that the association will insure only the building including walls, roof, floors, elevators, etc. The association is not responsible for insuring anything inside the units such as appliances, cabinets, carpeting, wallpaper, interior partitions, plumbing, wiring, and bathroom fixtures, or 2) “single entity” or “walls in” which means that the association will insure the building as well as certain fixtures inside your unit including carpeting, cabinets and appliances
Commercial vehicle insurance is needed to cover the cars, trucks, and vans used in conducting your business
Every employer with one or more employee(s) is required by law to have a valid workers’ compensation policy. This insurance not only provides injured workers with medical care and partial wage replacement, but also protects the policyholders from potentially damaging lawsuits
A policy designed to provide protection against catastrophic losses. The umbrella policy provides excess limits when the limits of the liability policies are exhausted by the payment of claims
Errors and Omissions
Why Errors and Omissions? To put it very simply, everyone makes mistakes. This insurance covers your company or you individually, in the event that a client holds you responsible for a service you provided, or failed to provide